If you are in the process of applying for a visa in Peru — especially the Rentista Visa — you may be required to open a local bank account before you can even submit your visa application.
However, opening a bank account in Peru without a residency permit is extremely difficult without professional assistance.
Why you need a bank account for your visa application
For certain visa types, particularly the Rentista Visa, proof of regular income is required. Immigration authorities expect you to show an international transfer of funds into a Peruvian bank account.
Without this first transfer, you cannot fulfill one of the essential requirements for your visa application.
While not strictly mandatory for all visa types, having a Peruvian bank account offers important advantages, such as facilitating payment of fees and receiving future income locally.
Opening a bank account is always included in our comprehensive immigration service packages.
👉 Learn more about the Rentista Visa and its requirements here.
Challenges of opening a bank account without residency
Technically, it is possible to open a bank account using only your passport, provided you can present:
A valid tourist visa (not expired)
A Peruvian address (proof of residence)
A Peruvian phone number
A permission to sign contracts (permiso para firmar contratos)
However, the reality is very different:
Bank employees are often unwilling to process bank account applications from foreigners without a Carné de Extranjería.
Even with all the required documents, individual branches may impose additional restrictions, delays, or simply deny your request without clear explanation.
Many clients report multiple failed attempts at different bank branches, resulting in lost time and frustration.
How we assist you with opening a bank account
At NVC Abogados, we work closely with trusted bank branches in several Peruvian cities to facilitate the account opening process for our clients.
Our services consist of:
Coordinate directly with the banks
Accompany you personally during the process
Ensure that all required documents are properly prepared
Solve any bureaucratic obstacles quickly
Bank account opening is typically included in our visa service packages, but can also be requested as a standalone service if needed.
👉 Learn more about how banking works in Peru after obtaining your visa.
Take the next step
Opening a bank account without professional guidance is extremely challenging in Peru.
If you are planning to apply for a visa and need assistance with the account opening process, we are here to help.
Contact us today to schedule a consultation and learn how we can make your immigration process smooth and efficient.
Need help choosing the right visa for Peru?
Immigration rules in Peru can be confusing – especially when it comes to the required documents, timelines, and legal steps. Choosing the right visa from the start can save you time, money, and stress.
Book your private consultation with Sergio Vargas to get expert guidance on the best visa option for your situation – and a clear plan to move forward.
The session takes place via Zoom and can be conducted in English or Spanish.
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Hi I need help getting Perú bank account , I can get rentistavisa on my own
Hi Matthew! I’m Daniela and have forwarded your message to Sergio. However, it’s always better to contact us by email or book a consultation if you are interested in one of our services. Thank you very much.